Loan Against Property

Unlock the Power of Your Property – Get Funds Easily with Loan Against Property (LAP)

Need a large sum of money for your business, education, wedding, or medical emergencies? You can use your residential or commercial property to avail a Loan Against Property (LAP) at attractive interest rates.
At Wealth Crafts Solution, we help you get the best Loan Against Property offers from India’s top banks and NBFCs, with flexible tenure and quick processing.

Apply for LAP today and turn your property into an asset for growth!


Why Choose Loan Against Property?

  • High Loan Amount up to ₹10 Crore

  • Low Interest Rates Starting from 9% p.a.

  • Long Repayment Tenure up to 20 Years

  • Easy Balance Transfer Facility

  • Minimal Documentation and Quick Disbursal

  • Funds for Business, Education, Wedding, Medical, or Personal Use


Key Features of Loan Against Property

  • Loan Amount: ₹5 Lakhs to ₹10 Crore

  • Interest Rate: Starting at 9.00% p.a.*

  • Loan Tenure: Up to 20 years

  • Property Type: Residential, Commercial, or Industrial

  • Processing Time: As fast as 5-7 working days

(*Interest rate depends on applicant profile, property type, and lender.)


Benefits of Loan Against Property

  • Continue to own and use your property while getting funds

  • Lower EMIs due to longer tenure

  • Multi-purpose usage – business expansion, education, wedding, etc.

  • Attractive top-up loan options available

  • Prepayment and foreclosure allowed with minimal charges


Eligibility Criteria for Loan Against Property

  • Age: 21 to 65 years

  • Salaried Employees, Self-employed Individuals, Business Owners

  • Property must be in your name (or jointly owned)

  • Stable income source and good credit history (CIBIL score 700+ preferred)


Documents Required

  • Identity Proof (Aadhaar Card, PAN Card, Passport)

  • Address Proof (Utility Bills, Passport, Aadhaar)

  • Property Documents (Title Deed, Sale Deed, Tax Receipts)

  • Income Proof (Salary Slips, IT Returns, Bank Statements)

  • Business Proof (for self-employed applicants)


How to Apply for Loan Against Property?

  1. Check your eligibility online

  2. Submit basic property and income documents

  3. Get property valuation done by lender

  4. Loan approval and disbursal within 5-7 working days


Turn Your Property into Instant Funds!

Get the best Loan Against Property deals through Wealth Crafts Solution with low interest rates, higher loan amounts, and quick processing.
Apply now and meet all your financial needs without selling your valuable asset!

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